ASK THE EXPERTS.

By 30th August 2019 October 7th, 2019 Blog, General Insurance, Mortgages, Protection

IT’S BEEN A BUSY TIME ON THE PRODUCT DESK AND THEY ARE NOW TAKING OVER 100 QUERIES A DAY VIA EMAIL AND TELEPHONE HELPING YOU WITH YOUR PRODUCT QUERIES. WITH THE ADDITION OF KNOWLEDGE BANK FURTHER STRENGTHENING OUR DEDICATED SUPPORT, YOU’VE ALWAYS GOT ACCESS TO ANSWERS WHEN YOU NEED THEM.

READ ON TO FIND OUT MORE ABOUT THE PRODUCT DESK’S MOST COMMON QUERIES.

BANKRUPTCY

They can help you identify lenders that will allow an application for a client discharged of bankruptcy within the last 6 years.

NON-STANDARD CONSTRUCTION

Have a client buying a house with Non-standard construction? Our experts can help find a lender for anything from steel framed to mundic block or wattle and daub!

CONCESSIONARY PURCHASE

The team can help you place cases where a client is buying from a family member at a reduced purchase price and looking to use the difference between the purchase price and the full market value as a deposit.

EXPATS

For your clients that work overseas but have a property in the UK either for residential or BTL purposes, the team will assist you in placing their mortgage.

DIABETES

Our experts can provide guidance on who will insure for Life and CIC for clients with type one diabetes.

FOREIGN CURRENCY INCOME

Have clients that are paid in foreign currency (USD, EUR, etc) but working within the UK? The Product Desk can help!

CANCER RECOVERY

The team can tell you which providers would look at Life cover for a client who has a history of cancer.

DEPRESSION

If you have a client currently being treated for depression or with a history of PTSD, the Product Desk can help you find providers that are most sympathetic.

HISTORY OF DRUG ABUSE

Where a client has declared a history of drug usage, such as cocaine, the team can help you find a provider.

BMI

Want to know which providers are the most sympathetic towards high BMI? They can give you answers.