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We are always looking to improve our mortgage proposition and create competitive products to help every generation own their own home. In response to your feedback, we have enhanced our Large Loan product range to further support your higher earning professional clients.

We have added both two and five year fixed rate products, available up to 80% LTV, alongside reducing rates across selected discounted products. Selected products are available up to 65% LTV and allow loans up to £2 million! In addition, we recently reduced completion fees and removed upfront reservation fees across the range.

Our competitive products are underpinned by flexible criteria and access to our underwriting team from enquiry to offer.

Additional Large Loan propositional highlights:

  • Direct underwriter access to discuss complex cases
  • Loans from £500k – £1m at 80% LTV, or £1m – £1.5m at 75% LTV, with enhanced income multiples up to 5.5x
  • Loans from £1.5m – £2m at 65% LTV, with enhanced income multiples up to 5.25x
  • Acceptance of up to 100% bonus/commission/overtime (subject to underwriter discretion)
  • Interest Only loans available up to 75% LTV or 80% LTV on a part Capital Repayment basis

“We’re constantly assessing our range based on broker feedback and making changes to ensure products offer borrowers a real choice. I’m confident our tailored lending approach, manual underwriting offer and these updates to our Large Loan range will meet the unique needs of higher-earning clients.” – Franco Di Pietro, Head of Intermediary Mortgages

The full range of products can be found on our website.

View Product Range

Talk to your dedicated Business Development Manager or contact our direct underwriting Large Loan at 0345 606 6668 to find out more.