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By 30th October 2019June 12th, 2023Blog, Mortgages


In the general marketplace an increase in second charge lending has been reported the first 8 months of 2019 seeing a 21% increase on the 2018 market. Here at PRIMIS we are working hard to develop and enhance our second charge proposition so watch this space!

According to research conducted on behalf of Precise Mortgages one in four landlords are looking to remortgage in the next year. This spike is due to the end of two year fixed rates arranged in 2017. With the current political uncertainty, many landlords are looking to secure rates for the short term at least. With low rates and a vast choice of products available this is a fantastic opportunity to ensure all your client’s needs are met.

Further products have been brought to the later life market which is changing dramatically. Lifetime mortgages are the fastest-growing segment of the mortgage market with over 55 mortgages and RIO’s complimenting this proposition perfectly.

October has seen some great enhancements for PRIMIS with the launch of both Hodge and Bluestone to the Network.

Hodge can offer both later life solutions and a fantastic portfolio buy to let product. The portfolio buy to let product meets the needs of professional landlords who have an established portfolio of residential assets. Hodge’s single loan facility, secured against the landlord’s entire portfolio, allows flexibility – perfect for acquisitive landlords who’d like to grow their portfolio, trade their assets, or utilise their equity for new purchases. The later life products such as the retirement mortgage can be used to purchase or remortgage. The sum can be used to pay off an existing mortgage, debt, gifting to family or simply supporting pension or employment income, providing an enhanced lifestyle.

Bluestone offers clients who do not fit the standard high street lending criteria a route to an affordable mortgage. For self-employed clients 1 year’s trading history and accounts or Sa302’s are accepted. Contractors will be looked at with 3 months remaining on their contract and first time contractors are also accepted.

Make sure you take a look at what these new lenders have to offer! For more information contact me on