A lot extra – Buildings and Contents insurance

By 22nd March 2019 April 3rd, 2019 General Insurance, Propositions
smashed and broken glass that needs insurance from vandals

Buildings and Contents insurance is a must for any homeowner. Providing peace of mind in the unexpected event of something happening to your clients’ home or contents caused by fire, floods, storm damage, theft and many more unwanted and unexpected eventualities.

But you can offer so much more…

Our panel of market-leading providers offers a number of optional extras to
add on to your client’s policy. This provides additional cover for further piece of mind that their home and contents are covered in the event of many more dreadful eventualities.

These include…

Accidental Damage cover

Adding Accidental Damage to your client’s building’s insurance will provide added cover for accidental damage of drains and pipes, windows, baths and toilets. Add it to contents insurance and they will be covered for accidental damage to things such as carpets, furniture and TVs. In 2017 Mintel reported that over 50% of home insurance policyholders don’t have Accidental Damage on their policy(1). However, a leading provider recorded that in the same year, approximately 38% of all their claims were for Accidental Damage(1).

Personal Possessions cover

This added option will cover the items carried around every day such as mobile devices and jewellery.

Home Emergency cover

By adding Home Emergency cover to your client’s policy they will have help in their hour of need. They will be covered to help fix electrical supply or main heating system failures, and repairs to roof, plumbing or drainage systems.

Legal Expenses cover/Family Legal cover

This optional cover will offer peace of mind for your clients and their families in the event of having to pursue certain legal proceedings. These include anything from a breach of an employment contract to the death or personal injury of a family member.

These fantastic and much needed added extras can be added to your client’s policy at the click of button through your General Insurance Quote Engine.

Source:
(1) https://www.legalandgeneral.com/home-insurance/
articles-and-guides/home-insurance-guides/accidentaldamage-
cover.html