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By 17th February 2022February 22nd, 2022Blog, Broker Hero

Our next broker hero showcase is Pam Brown, Managing Partner of Pam Brown Mortgages.

Pam’s Hero Case Study

Five years ago my client was diagnosed with throat cancer. Unfortunately, it was a terminal illness and he was given a prognosis of just 6-12 weeks.

I had arranged life cover for him previously with Aviva. When I looked at his policy he had just 13 months left on it, and I helped him make a claim. Aviva were brilliant; it took just 14 days for the claim and pay-out process to be completed, start-to-finish.

My client’s life cover value was £425,000 and his mortgage was only £212,000. He was able to pay off his mortgage, so I encouraged him to get a second medical opinion. He used some of the leftover money to see a Harley Medical Street doctor. As a result, my client was given private treatment and was prescribed new medication that, at the time, wasn’t available from the NHS. This reduced the size of the tumour and gave my client another five years to live, instead of 6-12 weeks. During these five years, he saw his children marry their partners and he was there to meet his grandchildren. He had a good quality of life and was able to enjoy family time and holidays. To buy as much time as possible, he also tried all of the trial drugs available, underwent chemotherapy, radiotherapy, and surgery.

I’m sad to say my client recently and suddenly passed away, but I’m proud to say that the life cover I arranged bought him five precious years with his family.

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